Quality Custom Software Development at Substantial Savings Doing business with Axa Solutions is Easy and Convenient Bulgaria, the Silicon Valley of Europe Key Strengths Management Advisors Doing business with Axa Solutions is Easy and Convenient Axa Solutions' core group of managers and developers has worked together as a team since 1996. Contracting with its customers on a project basis, Axa Solutions is more reliable and often less expensive than other off-shore developers, including those in India. Even though development is performed by the Company's staff in Bulgaria, its customers contract and deal with Axa Solutions, a Delaware corporation. The corporate structure is designed to increase penetration of the rapidly growing market for offshore development in the United States and Europe. Bulgaria is a convenient one to two-hour flight from any Western European capital, and easy to visit from the United States. Bulgaria is seven hours ahead of the United States' Eastern-time zone, and the Company's development staff has a full working day to respond to questions and changes requested the previous afternoon. Twenty-four hour development and test services are also available as required. © Copyright 2005, Axa Solutions, Inc. All rights reserved.